GOVERNMENT, STATE, MUNICIPAL EMPLOYEES

Ideal for state and local government workers (municipal employees, civil servants, police officers, firefighters, etc.) as well as school district employees, the 457(b) plan is an effective tool to supplement their state’s pension, which by itself will not be adequate for most of them.

Retirement income that you cannot outlive

•Guaranteed Lifetime Income Rider (GLIR) included in FIT Select Income8

•One-time Activation Bonus scales up payments when you are ready to start receiving income

•Increasing income option hedges against inflation

Access when you need it the most

•The Emergency Access Waiver allows you penalty-free access to your contributions in the event of unforeseen emergency or separation from service

A key concern across all generations is having a retirement savings that will allow them to retire comfortably. This becomes even more important as we live longer. Help your clients build, grow and protect their retirement savings to be FIT…

Financially Independent for Tomorrow

Give Direction to Your Client's Retirement Savings

"Just keep saving and you will be fine" does not motivate everyone.

Many people don’t save as much as they could, or may not have started saving for retirement at all because they are having trouble seeing the future benefits. But, with the right product and illustration you can help them see their future which could help you close more sales and increase your existing clients' savings year over year.

FIT Select Income with the Guaranteed Lifetime Income Rider (GLIR) allows your clients to save as little as $100 to start building retirement income they cannot outlive.

Why your clients will love FIT Select Income with Split Bonus GLIR:

5% accumulation value bonus on all contributions for eight years
A predictable guaranteed minimum income with the potential to be higher
Guaranteed income that cannot be outlived
Income Doubler in the event they become unable to perform two of six activities of daily living